Online Payment Methods for Nigerians: 5 Ways to Receive Payment From Foreigners (Aside Paypal)

No doubt, Paypal is about the most widely used payment method for online transactions — worldwide. But sadly, Nigerians are no longer allowed to use the service.

This restriction is one of the major worries of Nigerian webmasters and online entrepreneurs. In fact, it is the reason why some Nigerians are yet to start their online businesses.

If you’re finding it hard to receive payment online because Paypal is a no-no for we Nigerians, this post is for you. Here, I’ll be discussing five alternatives to Paypal.

Update: PayPal is now officially available in Nigeria (effective from Tuesday, June 17, 2014). However, Nigerian PayPal users can only send funds and make online payments. PayPal does not allow Nigerians to receive or withdraw funds. So, this article remains highly relevant to those who need to receive funds from abroad.

Note that these alternatives may not be perfect replacements for Paypal, but they’ll provide an avenue for you to receive payment from abroad. (Of course, half a loaf is better than no bread.)

alternatives to paypal for nigerians

Now, let’s look at the alternatives you’ve got.

1. Western Union Money Transfer

With this method, you can receive payment from anywhere in the world. If you’re a freelancer, this may be a good option for you — provided you have clients that are understanding.

Note that you must have a valid government-issued ID card (such as an international passport, national identity card, or drivers’ license) before you can receive payments.

Although this payment method is very speedy, it may not suitable for very small payments due to the transfer and transaction charges.

2. Cheque

If you’re planning to venture (or you’re already) into affiliate marketing or Google Adsense, receiving a check may be the best (or even the only) option for you. This option is suitable for freelancers, too.

Once you request your payment (from the company or individual you’re dealing with), a US cheque (check) would be sent to your mailing address, and you can get your cash at any Nigerian bank.

Receiving funds through cheques may take weeks, depending on the bank you use as well as the issuing bank. So, this payment method may not be suitable if you need the funds urgently.

To receive funds via cheques, you must have a domiciliary account (an international banking account that can be used for sending and receiving payments worldwide). You can easily open a domiciliary account with any Nigerian bank, but you must have a valid identity document (international passport, drivers’ license, or national ID card) and other requirements (which vary depending on the bank). You can visit any bank to make enquiries on opening a domiciliary account.

Please note that transaction charges apply to cheques, and these may vary from bank to bank.

WARNING: Have your cheque sent only to a valid mailing address! If your address cannot be traced easily, you may lose your cheque.

3. Bank Wire transfer

This method of payment is very simple: your funds are transferred from the sender’s bank account to your own bank account here in Nigeria. Once again, you’ll need a domiciliary account for you to receive payment through this method.

Though speedy as it may seem, this payment method is not instant. You may have to wait for days to a few weeks before receiving your funds. But the option is suitable for almost everyone in online business.

4. Payoneer Mastercard

This is the coolest option for Nigerians (in my own opinion). With the Payoneer debit MasterCard, you can receive payment from freelance job sites, affiliate networks, individuals, and companies.

To get your Payoneer debit card, you have two options:

  • If you’re going into online freelance business (writing, web design, programming, SEO, graphics design, virtual assistance, translation, etc.) or affiliate marketing, you can request the card through the freelance outsourcing site or affiliate network you want to work with. Elance, Odesk, Freelancer, Markethealth, and Fiverr are examples of Payoneer partners through which you can request your own card.
  • Visit Payoneer’s website to request the card directly.

After your request has been confirmed by the Payoneer support, you’ll be sent an email informing you of the shipment as well as the expected delivery date. (You’d be told to wait for 28 days, but I receive my own cards in less than 20 days. So, it depends on your location in Nigeria.)

WARNING: Payoneer does not deliver to mailboxes. Only residential addresses are allowed. So, use a valid residential address that can be traced easily. If your card gets lost in transit, you may be asked to pay $50 (about N7500) before another card is sent to you.

The Payoneer card allows you to receive direct payment from freelance sites and affiliate networks. Also, individuals can load funds directly to your card from another credit/debit card.

Once you have the funds on your card, you’ll get an email notification from Payoneer, and you can withdraw your funds instantly from any ATM that processes Mastercard-issued cards (I only know of GTB and Zenith bank ATMs at the moment).

5. 2Checkout

Also known as 2CO, this service allows you to integrate a payment system on your website or blog. So, if you sell products or render services online, this option is for you.

Just visit and register. (Note that you’ll be charged an application fee of $10.) It takes just a few days to get your account approved (they need to confirm that your business is credible). Once your account is approved, you can set up the payment button on your page.

With 2CO, you can receive payment from anyone, regardless of the payment method that person chooses (Paypal, credit/debit card, and over 5 others).

Subsequently, you can withdraw your funds from your 2CO account. Payment is made every Thursday (provided you have up to the minimum release balance) to your Payoneer Mastercard, or your bank (domiciliary) account via check or Wire transfer.

You can find out more information about 2checkout on their FAQ page.

So, if you’ve always thought that online business is impossible without Paypal, I’m sure you now know that there are other options for you. Choose your preferred option and start making cool cash from your online business.

Now, I’m sure you love this…

Yes, I’m sure you love what you just read. In case you didn’t know, this is a new blog, which I started some weeks back with the aim of enlightening Nigerians who want to start online business but don’t know how.

I cringe when I see Nigerian “webmasters” requesting for money before they can disclose details about online business. So, I decided to offer helpful information on this blog — for free.

So, if you want high quality information about various online business options and everything related to making money online, like the Facebook page for this blog ( and subscribe to updates on latest posts (see form on the right). This way, you’ll receive email and Facebook notifications as soon as I share more quality information about online business.

Your turn…

If you have any contributions or questions, share your thoughts by leaving a comment.

Don’t be selfish, please…

Hey, don’t forget to share this post (and other posts on this blog) with your friends on Facebook, Twitter and Google+. Remember, everyone wants to make money. So, as you try to achieve this dream, help others, too.

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Abass Toriola

I'm a seasoned freelance writer, internet marketing strategist, and online business coach. And I'm a university graduate, doctor-in-training, husband, and father.

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Updated: June 21, 2014 — 10:46 am


Add a Comment
  1. Nice post. Very informative. Thanks for sharing.

    1. Kessientus,

      Thanks for taking your time to read the post.

  2. Nice writeup, do you mind investigating how to setup a domicilary account.

    1. Habeelety,

      There’s nothing to investigate about. Simply walk into any bank and make your enquiries.

  3. Thanks for taking time to pen these down. i love it. you are really doing great here, more grace from on high.

    1. Thanks too for taking your time to read the post.

      1. Please can you help me with these payoneer I don’t know about the card shipment

        1. Your card will be shipped to you free of charge within 30 days.

  4. thanks so much

  5. Nice one it was really informative,but please what i want to collect is very small just a token about $150.

  6. Tanks bro 4 taken ur time 2 break dis dowm job well done

  7. Nice piece, jst wat i was looking for. Though paypal wuld av been perfect, bt its a shame we’ve bin stiffled out. I tink i will opt for d wire tranfer as i already av a dom acct.

  8. I’m very happy dt someone somewhere took his time,energy and brain to explain some important information on methods of online payment. Thanks and God bless u. I’m new and about venturing fully into online stuff since I want to make money legitimately. How do I see u personally? Do you organize seminars? If yes, when? Where ? Pls looking forward to a quick response.

    1. Eleazar,

      I’m very glad that you found the content of this blog useful. Being a newbie in online business, I’d advise you to click on the “free e-course” tab at the top of the page and read all the pages linked to on the page. You’ll learn all the basics that you need to know about online business. Let’s start from there.

  9. you really did a partriotic action that deserve commendation and emulation. Thank you.

    1. Abubakar,

      Thanks, too, for reading and for your kind words. I greatly appreciate.

  10. Nice post here Abass.

    I’ve worked with all the above payment processing channels except cheques. I had very horrible experiences with GTB Domiciliary Account for Bank Wire Transfer. For Western Union, the fee was not friendly for me.
    I think 2CO is just nice, minus the high charges they take.

    But honestly, I think the best option for Nigerian webmasters is Voguepay. Just name the feature you want: send invoice to clients by email, sell products/services on your website, take recurring payments, comprehensive documentation, mobile apps, text direct (monitor all transactions by text messages), affordable charges, etc.

    While it has alternatives like Eyowo, Paga, Payfas,Payza and those provided by GTB and Zenith Bank, Voguepay just beats them all by all standards.

    1. Muhammed,

      Thank you very much for reading the post, and for your greatly enlightening comment.

      1. You are really great I will be expecting your reply

    2. Please, I’m totally a novice in this online biz of a thing….I want to start, and u mentioned Voguepay…I read that paypal had restricted Nigerians from its use, so how does Vogue pay works, and how do I create one?

  11. Abass,

    Thanks for the information, it was worth it. It is nice seeing a Nigerian giving out valuable information without asking for money first.

    keep it up.


    1. Rita,

      Thanks for reading the post, and for your nice comments. I’m glad you found the post helpful.

  12. Thank you Abass for the information,it is really gratifying and helpful to me. God bless you.

    1. Ola,

      You’re welcome. I’m glad you found the post helpful.

    2. Ola,

      You’re welcome. I’m glad you found the post helpful.

  13. Your post has added additional information to me on HOW TO OPEN PAPAL ACCOUNT IN NIGERIA. I have som e info, which is not complete, so by coming to ur site has enabled me to complete, my research. Thks alot.

  14. how can i buy software on google play with my verve card. what’s the easiest way to purchase application on google play with naira
    thanks0 for your graciuos spirit. keep it up!

    1. Verve card? Well, I don’t know the bank that issued your ATM card. But with a GTB-issued ATM card, you should be able to buy an app from Google Play Store.

    2. OLUBUNMI,if you want to buy any apps on Google store here in Nigeria,u must have a dollar master card which means u must have a domicilary account.Or alternatively your must root your phone and have modded Google store.

  15. Thanks for the love u have to share this. But please how can i use my mastercard to buy something online?

  16. ‘WOW’ Nice Job bro! Keep up the Good work. I wish to support your work in anyway. PS: For others reading this, Pls,in anyway you can,lets support this work, I’m sure he has more to give,its gonna work better with our support.

    1. Tim,

      Thanks for the motivation. I greatly appreciate it.

  17. Hi, I’m an artist from deviantart, An art site that artists from all over the world meet to post their creativity. There’s what they call commission: where Artists draw requested artworks for clients and get paid online by the clients. I’m new to online business, And I want to try it out as an Artist as well, what Method would be suitable for my situation?

  18. pls i want to no more about online money making

    1. Shola,

      Well, you’re just on the right place. I’d advise you to click on the link below and read all the articles listed on the page that shows up. You’ll get all the information you need to know in order to start a profitable online business.

      Here is the link:

  19. Thks 4 dis gr8 information, i luv dis keep it on, hw much will i spend get dis payoneer card.

  20. U gr8! Tenx alot 4 these helping info n work. May God bless n keep u.

  21. @Abas, pls i am a novice in online business and i would really like to get into online bussiness especially now asuu is on strike. Please can you help me? that is my email, any ideas from you will absolutely be a blessing.

    1. Sylvester,

      I’d advise you to click the link below and read all the articles you’ll see on the page. They’ll give you enough information on how to start an online business.

      After reading the lessons, feel free to ask questions on whatever you don’t understand.

      Here’s the link:

  22. Bros. God bless you for passing out these wonderful info free of charge to Nigerians. We really appreciate.

  23. Thank you for this eye opener article, More grease to your elbow. you are indeed one of the good Nigerians outside there who wish others success. keep the flag flying you can not miss the reward from Almighty God.

  24. Himmm! I don’t know what you desire in your entire life, but whatever it is you will surely get it soonest.Great job Keep the fire burning, we all appreciate.

  25. tanz alot dis will help me in my blogging business

  26. U are a rare gem. U shall prosper in all ur ways.

  27. The whole informations you provided are basically for people recieving money from outside Nigeria please emphasise more for people like me who wish to buy tools, books,softwares online. because most Authors,manufacturers of things that i wish to buy online ususally request for a paypal or western union

    1. Ranti,

      Yes, the information is for those who want to receive payment from outside Nigeria because this blog is meant for online business owners who need such.

      As for those who want to buy books and other physical products online, we may not be able to help because that goes beyond the scope of this blog.

      Thanks for your understanding.

  28. Thanks for this post… If I have any other questions, I will let you know.

  29. Pls an into an online interent marketing busines with sfi the mode of payment is throug their tripple mastercard if i apply for it will i get it in negeira

  30. @Ranti if you really want to buy anything online and you dont have credit card, feel free to use “UBA AFRICARD”. It is a prepaid VISA card from UBA and most of the popular online shopping sites accept it. You dont need to OWN a bank account with UBA before you can get it.

    If you need the card urgenty,you can apply for non-personalized one. That may be ready in two days while the personalized takes a week before it can be ready.the personalized card will have your name on it while the non-personalized won’t have your name on it.

    It is easy to get UBA AFRICARD,visit any UBA branch nearest to you with any valid means of identification such as driver’s licence,National ID card or int’l passport. A minimum of N1000 because the card issuance will cost you N750. Make payment to your card via UBA and start shopping online.

    After getting this card,don’t use it until it is being verified by VISA. You will be given ATM passcode and web passcode. You are to change your passcode & get your card verified online by VISA before using it. All the necessary instructions & details will be given to you by UBA.

    The card is very effective for online shopping either for buying physical products or to pay for service like domain name registration,Facebook ads,autoresponder service,web hosting,etc

    Just like my good friend (Abass) is doing here, i will like to post comprehensive details about UBA africard including its features,benefits and why everybody here need to have it on my weblog and my FB page Dont forget to check it out. Abass you are doing a wonderful job here. God bless u and all the readers.

    1. Sulaimon,

      Thanks for taking your time on this explanation. You rock!

  31. u are a blessing abass!

  32. Plz i will lyk to knw u more internet,i will be happy if i can contact u,mr abass,fenk u

  33. sir, i wuld really wnt u to orient me more abt how to open dis domiciliary account. Sir abt $5000 has sent to my email. Pls sir can u help me on hw to get my money?

    1. Bello,

      Simply visit any bank close to you and make enquiries.

  34. i appreciate your nice work, please i want you to tell me how i can wire transfer to some one in abroad in form of pay pal. i have domiciliary account with first bank, and how can i receive money electronically and transfer it to my account, please need your advice. thank you!

    1. Osita,

      I doubt it if it’s possible to Wire money from your bank account into a PayPal account. But you can send money from your domiciliary account directly into the recipient’s bank account. That’s the only option I think you have, going by what you wrote.

      As for your second question (how can i receive money electronically and transfer it to my account?), I don’t understand what you’re asking about. Please explain better.

      1. thanks for your quick reply, based on my number one question, i want to send money to INDIA but i don’t know the easiest way, i want to hire a web designer from India to design my website. i got there contact from freelancer service. but how to made the payment is the main issue that i have now because they want the payment to be made out side freelancer service.
        coming to my number two question i need an integrated payment that i can use in my website for customers payment of goods that will be like PayPal since pay-pal doesn’t work in our country Nigeria and the type that i can easily transfer to my bank account to cash . thanks a lot….

        1. As for your first request, I have no idea right now as to how you can go about that.

          As for the second, try using

        2. I want to congratulate Abass for his great job and also reply your question.

          Well, you might use Western Union to send the money to India, but there is risk since you don’t even know if they are really trust worthy. Many people and businesses are trustworthy online simply because of the payment processors like Paypal, escrow, credit card etc that they use. If there is any foul play you can get your money back through these systems, hence, they don’t have options rather than try to satisfy you. In the case of western union you could be easily duped, and even if they are ready to refund it could take a long time…and remember extra charges also.

          You might use local designers to design your website no matter what function and effects you want it to have. I could refer 2 trustworthy designers to you. And if its not complicated one, you can even do it yourself by installing high quality customizable premium templates or free ones as well.

          For the online payment processor, i would advice you to go with VOGUEPAY, although if you want to go international you could use 2CO as prescribed earlier.

          The opportunities in the internet for wealth creation is humungous. If the right knowledge, structure, policies, amenities, awareness, payment processors are given to the unemployed citizens of this great country, we can reduce unemployment rate to near zero.

          Good grace!

          1. Peter,

            Thank you very much for your comment.

  35. Thankx for ur gr8t job..but as for me i cant cope without paypal..i need to make order from ebay.since one can not make payment wit western union from nnja to abroad

  36. Bravo! You are the master. Please I want to start ebook business, how do I go about it since I don’t have any means of receiving payments. Just give me an advice on what to do as a godfather in the line. What means is best for receiving payments because I want to use amazon for marketing. Thanks so much man.

    1. Jude,

      I think 2CheckOUt is the best option you have. With this option, you can receive payment from buyers using PayPal, credit cards, and other means.

  37. i ve tried to sign up on payoneer but it not going

  38. Nice work, more grease to your elbow. It worth to be appreciated, I REALLY, REALLY LOVE IT.
    Thanks Bros, for shedding light for most Nigerians walking and working in darkness.
    May light comes your way too wherever you are experiencing darkness financially, maritally and professionally.
    Thanks. God bless

  39. Thanks for the information , but how can one share this on a social network ?

    1. Use the buttons social media buttons at the top of the page.

  40. Oga Abass, what if I want to start adsense and affiliate marketing, and other things like marketing my books with amazon and allow them sell for me? How do I get my payment from amazon anytime they sell for me?

    Coming to the 2checkout, where does d payment go? Is it in my local bank account or where and how will I get my money?

    Also what of the debit card u said I request from payoneer site, how does it work? Can I use it for all my internet business. Please I need your reply. Thank you very much.

    1. As for receiving your Adsense payment, you would need to open a domiciliary account. This is because Adsense pays via cheque, and only with a domiciliary account can you get your money.

      As for affiliate marketing, virtually all affiliate networks will pay you via cheque. So, your domiciliary account should come in handy here as well. In addition, however, most affiliate networks issue payment through the Payoneer card.

      If you sell products on Amazon, they will pay you via cheque. The cheque will be sent to your address, and you would take it to the bank to have it cashed into your domiciliary account.

      As for 2Checkout, the company will send you a debit card (like an ATM) after you register with them. So, you will have the card loaded with your funds every 2 weeks.

      The Payoneer debit card works just like the ATM card. Your funds are loaded unto it by the company you’re working online with, and you can withdraw at Mastercard-enabled ATMs in the country. In fact, the debit card you’ll be given by 2Checkout is issued by Payoneer.

      The Payoneer card can be used on multiple sites at once.

  41. i am simply impressed…God bless you and the works of your hand. Pleases i would appreciate it if you could enlighten me more on how GroupDealTools Software works. i have read a couple of testimonies of how many have made money through it. i stumbled at it, and am not getting any where for over a month now. Thanks so much. Anticipating your response.

    1. Afolabi,

      Well, I’ve never heard of the GroupDealTools package. I would advise you to search Google for more reviews and information on how to make it work.

      But, frankly speaking, you’re doing things wrong. You’re now taking what should have been your first step. Why didn’t you do research extensively before taking a plunge?

      It’s only a hope that you’ve not dipped your feet in a program meant only for foreigners and that has no plans for Nigerians.

  42. Nice job well done.. but i have a question. i saw some stuffs online in which i fell in love with.. since PAYPAL won’t work, how else can i purchase these goods safe and sound.. all the way from china shop.. thanks

    1. Kcube,

      You can easily use your ATM card. Most Chinese stores would accept Mastercard-branded ATM cards like those of GTB.

  43. am realy greatful 4 dis

  44. Thank you very much,am realy greatful for the information you have passed across

  45. Thanks for the info. I use GTB and would like to wire money to my younger brother in d US. How do I do it online?

    1. Why not try Western Union? That, in my opinion, is the best option you have.

  46. It’s great. Though you gave out some tips but i will still talk more on that. So, be on watch.

  47. Very nice post. I live in Canada and do business with clients in Nigeria. Due to the paypal restrictions in Nigeria, I was looking for alternative ways to have my clients in Nigeria send money to me here in Canada for the goods/services provided. I am looking for something simple and not complicated and better if the payment method can be incorporated on my website, like PayPal does. Could you please let me know what the options are for international payment from Nigeria. Thanks a lot and merry xmas

    1. I would recommend 2Checkout. With that, your Nigerian clients should be able to pay you with their ATM cards.

  48. Thank you very much. I will check that out.

  49. The information you shared on your blog is quite handy. please can you shed more light on how to register and promote products on clickbank. thank you.

  50. HI abbas, thanks for the post but i will like to know if i can recieve payments by amazon using the payoneer card , thanks.

    1. Ali,

      You’re welcome to this blog. Yes, you can receive payments by Amazon using the Payoneer Mastercard. Once you have your card, you will need to contact Payoneer support to request for your US virtual bank account. Once you’re issued the account, you can use it to receive your Amazon funds.

  51. Waoh, the thoughts of getting my money from them always scares me but not anymore. Thanks Abbas

  52. Hi abbas, i need to pay for some processing work to somebody in jordan, the amt is not much. Hw do i go about paying. I also hv a GTB mastercard. Tanks

    1. Salamatu,

      Well, it depends on the payment options allowed. If they accept credit card payments, then your GTB mastercard should work.

  53. Thank u very much for this u re really a Nigerian Friend, brother and father cos all u re working for is for Nigerians to progress more hands to ur elbow. pls i wnt to knw how i can make money on Facebook page. i hv opened a page before but did not succeed due lack of method of pay. now u hv shown us another means of payment dat is differ from paypal i wnt to knw hw to start up Facebook page online nd make money with it. thanks once more God bless u.

    1. Uche,

      Thanks for your kind words. Making money from Facebook pages isn’t as lucrative as most people think. Why? Because people visit Facebook to catch fun, not to make buying decisions.

      1. Ok thank u for that. i want to open the payonee account for another business but i didn’t succeed. it keep saying fill in the field with Latin word. pls how can i do that. thanks

  54. Abass you have done a good job, now i can start my online business without any doubt.May God be with you and your family

  55. Abdullahi Abubakar

    Mr Abass… You are truly a GOD SENT. May your efforts to enlighten people for free never be in vain. You will reap more than you have sown. I was only surfing for how to open a paypal account when I stumbled on your blog and I must say I have learned more than a lot with the little I have come across. Right now western union and money gram doesn’t allow sending money from Nigeria to other countries. Seems all these payment options are becoming so narrow for us. I’m gonna give 2CO a trial and thank you once more for your good work. The sky is your starting point

  56. tanx 4 dis in4mativ nd educativ post, God will strengthen u d more ijn.
    But thr r sum tinz i’on understnd so i decided 2 ask,
    1. If i ordered 4 a payoneer mastercard, wil i pay 4 it or d shipment or both??
    2. If i av money on d card nd i wanna withdraw it, must i av a domiciliary account??
    3. Nd please, sorry 4 dis 1,
    If i wanna freelance, as in rytin artcles,
    Ar thr any tips u cn giv me abt wat aspect i cn ryt artcles on?? (perhaps, u cn mak dis a full post, so it wil b mor popular)

    1. Knicks,

      Thanks for your comment.

      The Payoneer card will be shipped to you for free. Both the card and shipment come at no cost.

      No, you don’t need a domiciliary account to withdraw your funds. The card is like an account in itself. Your funds are on the card, and you can withdraw at the ATM.

      As a freelance writer, your clients will decide what topics you should write on, except you decide to focus on only one topic — which will sure reduce your profit potential.

      I’m planning to come up with a 4-week course on Freelance writing. I will use that avenue to teach aspiring freelance writers how to succeed in the business. I’ll be sharing my experience of 3 years, and I’ll be sharing proven practical tips on how to make money as a freelance writer here in Nigeria.

  57. wow, tanx once again boss,
    I actually went 2 d payoneer website nd i decided 2 sign up,
    Bt during sign up, i got 2 a place whr i ws askd 2 fill sum certain fields wit latin wrds, i quite don’t understnd dis – or perhaps maybe i tuk d wrng steps,
    Maybe u cn walk me 2ru

    1. Knicks,

      I’ve heard many people give the same complaint. And I never experienced it because I didn’t order my card directly from them. I ordered through one of their partners. So, if you’re planning to work on or work with, you can order your Payoneer card through any of these companies.

  58. You can also use NETELLER in Nigeria (and Ghana, and Kenia…etc) – to send or receive money (free) and to pay online merchants. They also issue a Mastercard, which is quite handy


  59. Hello Abass, great work man. Pls inbox me your email address for further communications. Many thanks

  60. Very Good I need your email address

  61. I have a website I want to integrate with a payment gateway, so i have decided to use 2checkout(2C0) due to the requirement of the project.
    But I so confused about if bank will be deducted from my customer account ? example if my customer buy an airtime of N100, are they charged the same amount from the bank ?
    Please reply

    1. The bank will not deduct from your customer’s account. Any applicable charges will be deducted from your end.

  62. Useful information. Thanks

  63. Thanks for the info. Finally free from scammers and webmasters

  64. Thank you so much for the info

  65. Pls send to my email on how to open a paypal account that I can withdraw from

  66. Any idea about paysafe card?

  67. hello sir i do not knw if my question is silly but please pardon me for asking,
    i have a friend in the uk who has helped me in opening a paypal account and i am trying to complete my profile but the issue i encountered how do i connect a bank account to it. in the issue of debit card can i make use of my gt naira card or it will be traced to nigeria. and lastly i have opened a nigerian paypal can i link it with the one in uk

    1. Michael,

      If you’re opening a UK PayPal account (probably because you want to be able to accept and withdraw funds), you need to open the account in your friend’s name and tell him to use his bank account in the UK to verify as well. Read this post:

      If you verify a UK PayPal account with a Nigerian ATM card, you’ll surely get busted. And no, you can’t link a Nigerian Paypal account with a UK paypal account (why would you even want to do that?).

      1. ok sir thanks for the advice, now how about linking it to my payooner bank account, that is my bank of america account no to the uk paypal. my friend in the US did not respond to my call to help me open a us paypal acc so i can link it to my bank of america account.
        the bottom line question is can my bank of america account to activate my UK paypal.

        Another question is the paypal account opened is a business type account, so is also save to create business account at the start

      2. if a friend in the UK opens the PayPal account and verifies with his/her bank details but uses my email address I can then use my own ATM card to withdraw?

        1. No, you can’t use your ATM card to withdraw from a PayPal account. What you’ll do is ask your friend to send you the money via Western Union or Moneygram.

  68. can i tranfer my fund form perfect money account to payoneer account,i need to be sure before creating account with payoneer. because am not very sure of this vendors who buy perfect money in nigeria. but if you you can recommend one i will be please or tell me about the payoneer transfer.

    1. Rawlings,

      I don’t know of any such possibility of transfer between Perfect money to Payoneer.

    2. I don’t think PerfectMoney works with Payoneer.

  69. it’s a very great job u are doing, i really appreciate ur gud works, pls keep it up. it educating and i luv ur ideas.

  70. Thank you for this wonderful write up. Please sir, how do i get the money i earn from FanBox in Nigeria?

  71. Dear Abass,

    your writeups are always inspiring. More grease to your elbows.

    Please i need help on how to promote my affiliate link.Any tips will be highly appreciated.

  72. kindly enlighten me on this fanbox stuff. they keep telling me I have to pay IPL processing fee using either PayPal or credit card so I’d be able to cash out my fanbox balance. How true is this? pls reply.
    thanks so much for d detailed information.

    1. Ayo,

      I’m sorry, I don’t know anything about fanbox.

  73. Please what do one need to transfer money online from one bank to another within Nigeria?

  74. nice one bro….i want to fund my account with a foreign site and their only method is through bitcoin…pls how do i go about this ??

  75. I would like to know,for some one who does drop shipping sales on ebay,if that person earns $$$,will ebay pay him by check or bank transfer,as you know ebay works hand in hand with paypal,and ppl in Nigeria can’t receive fund to their nija paypal account. Pls i need know if paypal or ebay offer check or bank transfer service to Nigerians.

    1. Hello Peace,

      Unfortunately I don’t know anything about eBay and their dropshipping sales option.

  76. hey! nice discussion.and thanks for update. If we are talking about accepting international payments, then I think Paysera could be one of the options, as it allows to accept major credit cards.

  77. i really appreciate your write up it is really inspiring God will grant you more wisdom from high

    1. Edafe,

      Glad you found the post inspiring. Thanks for your kind words.

  78. Hi,
    Please do you know of any reliable service in nigeria that can help you withdraw your paypal revenue.


  79. Abass please help, I noticed there is no Nigeria in the clickbank drop down list for eligible countries. How do I go about it? How will they know where to send my pay…? I am hoping to hear from you soon.
    Thanks for every…!

    1. Clickbank does not allow Nigerians. Those Nigerians you see on Clickbank have to use an address outside Nigeria, which is risky.

  80. I love your post, but you didn’t respond to my previous question. I want to be an affiliate with Market Health, but don’t have money now to open a Domicilary account, here in Nigeria. Would it e possible to keep my earnings from market health until I open an account in Nigeria?

    1. Israel,

      I replied your comment. See the reply on the post about affiliate programs for Nigerians.

  81. VoguePay is also gaining international recognition and acceptance for online payments and transacctions. I use it to safely sell some of my information products on my blog and collect payments from worlwide users without worries. Like you said, 2Checkout is also a promising option. Thanks !

  82. Thanks so much for your kind gesture but I have a challenge. I do online transcription job for Appen but they said they can only pay me either through Paypal or Skrill (Moneybookers) and I cannot use any of these options. Please what do I do? Thanks.

  83. please I have just created my blog,but I don’t just know how to go about it,so please i need your help.

  84. You shed light on the People’s eyes, God bless you.


  85. @Abass have u heard of globalpay? but its quite expensive. atleast they can be helpful for nigerian business. bt i want to find out if there is any other affordable plateform like that of globalpay

  86. Good work bro, pls keep it up.
    Also I have tried many online biz but not successful especially because of a lot of online scammers; any useful advice on a genuine and reliable online biz, pls?

  87. Thank you very much brother I now feel so close to making money online cos I have been finding it difficult to open clickbank account here in Nigeria and all effort seen not to be working, my chairman, how can someone open a verified clickbank account for affiliate marketing and also receive payment from them it’s true I don’t have someone in UK so how do I go about it if you don’t mind giving me the tips based on 2015 proven fact God ill bless you for saving a soul like you always do with your relevant post on your blog. Thanks hope to here from you from today. David J

  88. I ve jst gone through ur post…its a very good write up…but I can’t see where to confirm my request in the msg u sent to my inbox…pls kindly check. For me

  89. Hi,

    Im interested in getting the paypal account even if its for payments and transfers, but how do I fund the account from nigeria.


    1. You don’t really have to fund your account. Whenever you want to make a purchase or transfer, all you have to do is ensure that the ATM card you linked with your PayPal account has enough funds to cover for the transaction. Then go ahead to complete the transaction. The naira equivalent of the amount you transferred or spent on the purchase would be deducted directly from your ATM card.

  90. Are there any disadvantages of applying for quickteller/interswitch to be intergrated with your website??

    1. Ade,

      There are no disadvantage. But their charges are damn too high.

  91. how can I open PayPal account

  92. Hello Abass. thanks for the details about the payoneer mastercard ordering and shipping. I found it very helpful. I live in Cameroon where skrill and paypal don’t allow withdrawals. Africans now have many opportunites with the mastercard. Thanks a lot.

    1. You’re welcome, Arthur. I’m glad you found the post helpful.

  93. hello Abass, i need a software that design Ebook cover like youe samples, please can you give me any information or better still contract it for me?

    1. Bernard,

      I can help you design your e-cover for N5,000. Contact me if you’re interested.

  94. Hi, Great Work. Which country in your informed opinion is best for a nigerian to use for a clickbank account sign up. US or UK. Thank you again.

  95. please I earn money in my fan box account can I get it

    1. Yunus,

      Sorry, I don’t know about fanbox.

  96. Excellent post
    Been following you for a while…All I can say is that..God will reward you richly and are building a great legacy,reputation and followers.
    You give out value with everything you say or post.
    I believe you are a model that every internet marketer(anyone interested in making money online) should follow..Highly courteous, customer friendly and down to earth unlike those ‘gurus’ out there who will sell a course of 10,000 and you call for support..they will tell you… why are you asking stupid questions?
    Keep up the good work Abass

    1. Emmanuel,

      Thanks so much for the kind words. I’m glad you’ve found this blog helpful. And I’ll continue to do my best to ensure that Nigerians get helpful and detailed information on how to make money online.

  97. thanks so much for this post, my question is how do i withdraw money from my neteller account to my GTB account here in nigeria

  98. Nice post and quite informative. i will try out the 2CO option for my online sales and feed you back on how it went.

  99. Pls am new in this field i av just registered for a payoneer mstarcard is it possible for me to start working online before the account is activated ? Pls i will appreciate it if i get a reply soon,thanks.

    1. Bella,

      Yes, you can start working online before your card arrives.

  100. Great post! I am freelancer, how can I receive earning with 2co from merchant that pay through PayPal?

  101. Kudos for this post. Am going into affiliate marketing fully but this has been a great problem fir long.

    Now, I see the solution..

  102. PayPal seems to be the only easiest option for me, but the restrictions in Nigeria make it very hard for me. Do you think getting a USA PayPal from Auction Essistance can bypass some of this restriction?

    1. I don’t know about Auction Essistance. But Skrill is a good alternative I can recommend. They now accept Nigerians.

  103. please how can i fund my payoneer master card here in nigeria?

  104. Great content.
    Please, how can I with draw from my skrill account to my Nigeria account.
    Please reply.

  105. Trust me!
    Thus post make sense, I have been a full time Internet marketer.
    But still get something out of here!

  106. Hello, thanks for the above information. But please I need a payment system for my website that payout in dollar here in Nigeria. I have tried to register with 2checkout, but it seems they don’t accept registration from Nigeria anymore. Please is there any other way to receive payment? Thanks in advance.

  107. This is mind blowing, never knew it could be this easy. Thank you so much and God bless

  108. What a great post! Abass you’re great.
    Thanks for the great information.

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