Skrill Nigeria: How to Open, Fund & Use an Account

If you are looking for a step-by-step guide on how to open a skrill account in Nigeria, how to fund, and use the account, then you are at the right place.

You will also be shown some of the mistakes people make when opening a skrill account in Nigeria and how to avoid them.

Skrill is an online payment company for payment solutions that have been in existence since 2001.

Opening and using a skrill account allows you to do online shopping, money transfer (which includes transfer to another skrill account) as well as receiving payments.

Although Skrill is a European based payment solutions platform that operates from the united kingdom, it has its presence in over 200 countries and makes transactions in 40 currencies, this includes Nigeria. Skrill Money Transfer is fast, simple, and inexpensive due to very attractive pricing, exchange rates, and fees. And this guide will show you how to get started using a skrill account.

In this post, we are going to hold your hand and walk you through the process of creating, Funding, and using a Skrill account in Nigeria to make various transactions.

Now that skrill has eventually made name for itself, most people are now choosing to open a skrill account because of several benefits.

One benefit of opening and using a Skrill account is that transfers to some banks are without any fee, the same thing applies to receiving money from most vendors – free.

It offers instant transfer of money between two Skrill account holders and there are no fees on transactions between two Skrill account holders.

With a Skrill account, you can make transactions and transfer money to many countries around the world.

While receiving money into a mobile wallet is an option for a small number of countries, the beneficiary can choose to receive funds directly into their bank account.

how to open skrill in Nigeria

Who should open and use a skrill account?

Before we dive into the process involved in opening a skrill account in Nigeria, you must know what the online payment platform is best used for and, ideally, who should use it.

Services that have to do with deposit, withdrawal, or transfer are what a skrill account is used for.

But since a traditional bank does all these, why Skrill?

Having a skrill account will be helpful to a great extent when you live in a country with tight capital movements.

If you are in a country where there are strict rules that embody international bank transfers, then opening and using a skrill account for your online payments is ideal.

Using Skrill for payment and other transactions is extremely quick and simple, especially to another Skrill account holder.

Also, a local bank may not allow you to maintain your skrill account in different foreign currencies, but with a skrill account, you can do such.

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Above all, most people use a skrill account because it is considered one of the safest options for online purchase compare to a credit card.

This is because when making an online purchase with a Skrill account:


  1. The only information exposed will be the amount in your skrill account
  2. There will be an off-limit to the online merchant regarding your credit card information.


How to create a Skrill account in Nigeria – step-by-step guide

Creating a Skrill account is a simple and one-way process. The steps involved in creating a Skrill account have been broken down below:

Step one: Go to Skrill homepage

The first step is to log on to the Skrill website. There is also an option of using their app which can be downloaded from the ios store or google play store. Either the app or the website can be used for registration. Hit the sign-up button which can be found on the homepage.

Step two: Select your type of Skrill account

There are two types of skrill account in Nigeria offered, which includes :

  1. The business account
  2. The personal account

When creating a Skrill account, you will be asked to choose an account type and your choice will depend on your need.

Let’s quickly go through what each of these account types means.

The Business account is meant for Skrill account holders who are recognized as a company. As an individual, you can also use a business type of account. But unless you are a company, you may not like to go through the stress of getting all the requirements for creating a business account.

The requirements include a Scanned copy of your identity card or driving license or passport and a copy of the utility bill that proves your residential address in the last three months.

A personal account is also used for financial transactions and opened as an individual. With a personal account on skrill Nigeria, you can transfer funds to anybody around the world, you can also receive money in your Skrill account from anyone around the world.

One difference between a business and a personal account is that in person, you will not be able to make as many transactions as when using a business type of account.

Step three: Select your preferred currency

You have to be very careful when you get to the step of selecting the currency to operate with because the action can not be changed or reversed. Skrill Nigeria operates with 40 currencies,  so select whatever currency suits you.

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Step four: Input your personal information

If it is not your first time using an online payment platform, then this should not be new to you. You will be asked to fill in your personal information at the time of registration. This information includes:

  1. Name
  2. Date of birth
  3. Address
  4. City
  5. Country
  6. Email address
  7. Language
  8. Phone number

Step five: Verify your account

Verification of your Skrill account is important and inevitable. It is another segment under the creation of the Skrill account in Nigeria.

And here are the step involved in verifying your account.

There are four phases for verifying your Skrill account in Nigeria, this includes the below:

Email address verification of your Skrill account requires you to access the email sent to you after you have created the account. It is the same way other companies verify via email.

You will have to open the email and verify with the link provided.

Credit or debit card verification of your Skrill account comes with a verification fee charge of US$2.00 or so.

The credit card you use for verification must contain a name that tallies with the name you registered with the skrill account.

It is most likely that you get the fee back after your account has been successfully verified.

Bank account verification of your Skrill account involves using your bank to send or withdraw money from your Skrill account.

I recommend you verify by sending money to skrill because the withdrawal will require your bank’s swift code and there can be trouble in verifying your account.

A scanned copy of your bank statement showing your transaction to skrill will be asked for and then the verification becomes successful.

skrill card

How to fund a Skrill account in Nigeria

Using a skrill account is easy and funding your skrill account in Nigeria is even easier. This can be done using the card that is linked with your Skrill account.

You can use various international credit and debit cards such as Visa, Mastercard, JCB, Diners, Maestro, Paysafecard, and so on for funding your Skrill account in Nigeria.

To fund your skrill account, go to the home page, log in with your password details, and then click the ‘deposit’ section.

This will bring options for depositing funds into your skrill account.

Also, note that bank wire has been removed as an option for depositing funds. But this time, you will be charged about 2% of your total funding.

How to make payment with your Skrill account in Nigeria

Making the payment is part of the things you can easily do with your Skrill account and the transaction process is usually fast.

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How to make payment with your skrill account, you say?

First, select the payment method or use the third-party payment method (applicable only when there is no option for direct transfer to the recipient).

But note that using a third party payment method places no responsibility on Skrill to transfer the money to the recipient.

After making transactions and payments, you can keep track of your records by checking the “Transaction history” section.

How to receive funds to your Skrill account in Nigeria

This act the simplest task and transaction activity when using a Skrill account.

Foremost, you want to make sure that your email address is registered with Skrill because that is what you will give to the sender of the funds.

The steps for sending money to your account is done by the sender of the funds using your registered email and you will be able to see the amount, transaction id, and other details of the transaction in the “Transactions history”.

How to withdraw funds from your Skrill account in Nigeria

Just as easy as it is to receive money, you can withdraw funds from your skrill account in Nigeria, easy pizzy.

Simply go to the home page and log in. Once you are logged in, click the withdrawal section and select the account where you want the funds to be transferred.

You should have added an account before now, and if you have not, it is never too late. Further, the withdrawal process by following the instructions that will be projected on the screen, and your withdrawal is done!

Users should be aware that there is a little fee attached to every withdrawal and this depends on the total amount of funds to be withdrawn.

Say, 1.75% of the withdrawal. And your withdrawal request can be declined if you go beyond your withdrawal limit.

So it is important to check before requesting a withdrawal.

Conclusion on opening and using a Skrill account in Nigeria

The guide above is all you need to successfully open and use a skrill account in Nigeria, and as you have seen they are not rocket science.

When making transfers with a Skrill account, be aware that currencies like USD, EUR, GBP, CAD, and PLN currencies come with 2.99% transfer fees.

If there is any other thing you would like to know about opening and using a Skrill account in Nigeria that I have not mentioned in this post, feel free to share in the comment section and I will be glad to answer.

Remember, sharing is caring.